Our Chapter 7 Bankruptcy Solution can help individual debtors or joint debtors with mounting debt if their monthly living expenses exceed their monthly income. Their debt will be discharged at the end of their case once any unexpempt assets they have (if any) are distributed to their creditors.
Our Chapter 13 Bankruptcy Solution can help individual debtors or joint debtors save assets such as a home as long as their monthly income exceeds their monthly living expenses. The difference is used to pay their creditors in a monthly payment plan. The plan can last between 3 and 5 years and the debtor's remaining debt will be discharged at the end of that period.
We can help you with any other Bankruptcy needs you may have that are not listed here. Just contact us at (914) 358-4844 to talk more about your situation, or consider using our FREE E-Mail Bankruptcy Consultation Form.